Effective Date: February 6, 2026

These Terms & Conditions (“Terms”) govern your access to and use of the Kinzie Group website located at https://kinziegroup.com (the “Website”). The Website is operated by Kinzie Group (“Kinzie Group,” “we,” “us,” or “our”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Use of the Website

The Website is provided for general informational purposes only. You may use the Website solely for lawful purposes and in accordance with these Terms.

You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to the Website or its systems
• Interfere with or disrupt the Website’s operation or security
• Use the Website to transmit harmful or malicious code

2. No Professional Advice

Content on the Website is provided for general informational purposes and does not constitute legal, financial, business, or professional advice. You should not rely on Website content as a substitute for professional consultation.

Kinzie Group makes no guarantees regarding outcomes, results, or performance related to any information provided on the Website.

3. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, and design elements, is owned by or licensed to Kinzie Group and is protected by applicable intellectual property laws.

You may view, download, and print content for personal, non-commercial use only. Any other use, reproduction, modification, distribution, or republication without prior written consent is prohibited.

4. Third-Party Links

The Website may contain links to third-party websites or services for convenience or informational purposes. Kinzie Group does not control and is not responsible for the content, policies, or practices of third-party sites.

Access to third-party websites is at your own risk.

5. Disclaimer of Warranties

The Website is provided on an “as is” and “as available” basis. Kinzie Group makes no representations or warranties of any kind, express or implied, regarding:

• The accuracy or completeness of Website content
• The availability or functionality of the Website
• The absence of errors, interruptions, or security vulnerabilities

To the fullest extent permitted by law, all warranties are disclaimed.

6. Limitation of Liability

To the maximum extent permitted by law, Kinzie Group shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of or inability to use the Website.

This limitation applies even if Kinzie Group has been advised of the possibility of such damages.

7. Accessibility Tools

Kinzie Group may utilize third-party accessibility tools, including AudioEye, to improve Website usability and accessibility. These tools provide automated assistance only and do not guarantee compliance with all accessibility standards or legal requirements.

Kinzie Group makes no warranties regarding accessibility compliance.

8. Privacy and Cookies

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which describe how we collect, use, and protect personal information.

By using the Website, you consent to our data practices as described in those policies.

9. International Use

The Website is operated from the United States. If you access the Website from outside the U.S., you do so at your own risk and are responsible for compliance with local laws.

10. Changes to These Terms

Kinzie Group reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised Effective Date. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Illinois, without regard to conflict of law principles.

12. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Kinzie Group
678 Broadway St, Ste 200
Libertyville, IL 60048
info@kinziegroup.com
(847) 201-2954